A bit of an investment now can often pay dividends down the track. There are some products and services that mean you will part with money upfront – but in the long run they actually SAVE you money.

We’re talking about things like coffee machines, buyer’s agents, and investment pieces of clothing eg a fabulous pair of leather boots. They all cost a bit but you enjoy the benefits long after you have forgotten the price. And hey – there are payment plans and credit cards to spread the initial cost into affordable chunks anyway.

Love a Good Coffee?

If find yourself getting an expensive daily (or twice daily) caffeine fix at your local café then a coffee machine will soon start paying for itself. Learn some barista skills and make your own coffee the way you like best.

Some of the more expensive models can even have a coffee ready for you at a set time each day! Imagine awakening to the heavenly aroma of your favourite cup of Java.  That’s priceless …

Lots of us work from home these days so you will save on time and fuel as well.  And if heading to the office – just put some of your beautiful brew in a travel mug and you are set for the day.

Buying your First Home

Buying your first home can be really daunting. Some say it’s a bigger commitment than marriage!

A buyer’s agent can offer guidance on the value of a property and help you negotiate a fair price. They won’t let you get ripped off by paying too much just because you fell in love with a place. A Buyer’s Agent will help you balance emotion with logic in finding a suitable property at a price you can afford so you are in your own home sooner rather than later.

Many houses are being snatched up BEFORE they are even advertised for sale. We all have that friend who managed to buy the perfect house at a reasonable price because they knew the real estate agent. One quick phone call is all it takes for the home to sell without being listed. That phone call could be to YOUR buyer’s agent, on your behalf.

High Quality Pieces of Clothing

Five years ago you splashed out and spent a week’s wages on your favourite leather boots. But what an investment they’ve turned out to be, as you wear them Every Single Day in winter.

Compare them to all the cheaper footwear that you would have bought – they weren’t as comfortable, have worn out more quickly and in the end, have cost you more as then you need replacements. Not to mention they didn’t look anywhere near as stylish!

Here at Chic Living, we think it’s the perfect excuse to buy yourself something really special right now – just be sure it fits perfectly and is something you will wear and wear.

And that’s the trick really – making a wise investment. Before splashing out, consider the initial cost verses benefits. You really can splash out and save!